Import your bank statements, and let VulaMoney do the rest. Automatic categorisation, spending forecasts, payday countdown, and a clear picture of where every rand goes. No bank logins shared, no subscriptions, no data selling.
R42,850
+12.5% from last month
R28,340
+3.2% from last month
R14,510
33.8% savings rate
Import a statement and watch your financial picture come together automatically.
Download a statement from your bank's website and drag it into Finance. The app recognises your accounts, detects the type, and imports every transaction. Re-import the same file later and it updates balances without creating duplicates.
Drop your bank statement here
OFX, QFX, or ZIP
4 of 4 transactions auto-categorised
Categorise a few transactions and the app picks up your patterns. Next time you import, it recognises "Woolworths" as groceries, "Engen" as fuel, and "Netflix" as streaming automatically. It even handles different branch names for the same shop.
Transfers between your own accounts are detected and labelled automatically so they don't show up as spending.
The app detects your salary and recurring debit orders automatically. It counts down to your next payday and shows how much you can safely spend until then, updated in real-time as new transactions come in.
No manual setup needed. It analyses your transaction history and figures out your pay schedule, your fixed costs, and your spending runway.
Next Payday
25 March
Days Left
12
See your daily balance over three months with a forecast of where you're heading. Compare against last month at a glance.
Automatically detects your debit orders, subscriptions, and regular bills. Shows how much is committed before you've spent a thing.
Live USD, EUR, and GBP rates against ZAR with 90-day charts and daily, weekly, and monthly trend indicators.
Mark transactions as confirmed, disputed, or excluded. Transfers between your accounts are matched and reconciled automatically.
Export all your data in one click. Restore it to a new account whenever you need. Your data is always yours to keep.
Optional zero-knowledge encryption for your financial data. Your key never leaves your browser — we can't read your data, even if we wanted to.
No bank credentials shared. No ads. No tracking. No data selling. Sign in with a magic link — no password needed.
Share read-only access with your spouse or auditor. You choose which accounts they can see, and revoke access any time.
Plain-language walkthroughs for every feature — from importing your first statement to setting up spending categories.
Set up in under two minutes. No credit card, no bank login required.